Discover how our caring team supports families with trusted insurance and financial solutions tailored to your unique journey.
UP Finances was founded with a heartfelt mission: to help families secure a brighter, more confident future. With years of industry experience, we understand that true financial wellbeing starts with trust, empathy, and personalized guidance.
Our Values and Ethical Commitment
At UP Finances, integrity and transparency are at the core of everything we do. We believe that honest guidance builds lasting relationships, and we are dedicated to acting in your family’s best interests at all times.
We understand the trust you place in us when it comes to protecting your loved ones and securing your future. Our ethical approach means you receive unbiased advice tailored to your unique needs and life goals—never a one-size-fits-all solution.
Empowering families is our mission. Through clear communication and education, we help you make confident choices about insurance, financial planning, and wealth management. Your peace of mind is our top priority, and we’re here to walk beside you every step of the way.
Meet the Owner of UP Finances
Carla brings more than credentials to her work—she brings lived experience. Carla Lummerding is a licensed financial broker and insurance agent, specializing in customized coverage and financial strategies for families, single parents, and caregivers of those with disabled dependents. With a heart for service and a mind for strategy, Carla helps individuals and families navigate major life transitions—including divorce, disability, and single parenthood—with confidence, clarity, and compassion.
With a deep well of empathy, an unwavering commitment to transparency, and a passion for education, Carla empowers her clients to navigate life’s toughest transitions—especially divorce and disability—with confidence and clarity.
Her work is rooted in personal experience. As a single mother raising a disabled child while managing her own physical disability, she understands the daily challenges disabled families face—financially, emotionally, and systemically. That insight fuels her mission: to make financial services more inclusive, transparent, and empowering for those who are often overlooked. She creates inclusive, transparent strategies that help families navigate life’s challenges with clarity, confidence, and dignity.
Her advocacy work and business philosophy go hand in hand, advancing inclusive design, economic empowerment, and the belief that everyone deserves access to opportunity, security, and dignity. Through her work at UP Finances and beyond, Carla is reshaping narratives around disability and single motherhood—proving that strength, resilience, and excellence are not just compatible with inclusion, but born from it.
Carla Lummerding
Licensed Broker
Start Your Financial Journey
Take the first step towards securing your family’s future. Our compassionate team is here to listen, understand your needs, and guide you with personalized financial and insurance advice. Let’s work together to bring you peace of mind.